Wealth World Hub, LLC ("Wealth World Hub," "we," "us," or "our") is a registered investment advisor headquartered at 162 Skerrols St, Fort Pierre, South Dakota 57532. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or engage us as your financial advisor.
When you contact us, book a consultation, subscribe to our newsletter, or become a client, we may collect:
When you visit our website we automatically collect:
For clients, we receive information from custodians (Schwab Institutional, Fidelity Institutional), credit bureaus (when authorized), tax software providers, and your previous advisors when you authorize a transfer of records.
We use your information to:
We do not sell your personal information. We share it only in these circumstances:
We use strictly necessary cookies (session, security) that do not require consent. We do not use advertising cookies, retargeting pixels, or third-party tracking for advertising. Analytics cookies (privacy-respecting, first-party) may be used to understand site usage; you can disable them in your browser settings without affecting site functionality.
We implement industry-standard safeguards: AES-256 encryption at rest, TLS 1.3 in transit, multi-factor authentication on all internal systems, role-based access controls, quarterly security assessments, and annual SOC 2 Type II audits of our primary vendors. Despite these measures, no system is 100% secure; we cannot guarantee absolute security.
In the event of a breach affecting your personal information, we will notify affected clients within 30 days by email and/or first-class mail, consistent with state notification laws.
Client records are retained for the longer of: (a) seven years after the end of the advisory relationship, or (b) the period required by SEC Rule 204-2 under the Investment Advisers Act. Newsletter subscriber data is retained until you unsubscribe. Website visitor data is retained for 26 months.
Depending on your state of residence, you may have the right to:
To exercise any of these rights, email privacy@wealthworldhub.com or write to us at the address in Section 13. We will respond within 45 days.
For California residents, we comply with the California Consumer Privacy Act as amended by the California Privacy Rights Act. The categories of personal information we collect, the business purpose for each, and the categories of third parties to whom we disclose are listed in Sections 1 and 3. We do not sell personal information as defined by the CCPA. We do not process sensitive personal information for purposes of inferring characteristics.
Residents of certain states may have additional rights. For example:
Our services are directed to adults. We do not knowingly collect personal information from children under 18, except in the context of household financial planning where a parent or guardian has engaged us and authorized inclusion of a minor's information (e.g., 529 plan beneficiary, custodial account holder). If you believe we have collected information from a minor without authorization, contact us immediately.
Our website may contain links to third-party sites (Schwab, Fidelity, IRS, SEC, etc.) that we do not control. We are not responsible for their privacy practices. We encourage you to review their privacy policies before providing personal information.
We may update this Privacy Policy from time to time. We will notify clients of material changes by email at least 30 days before the effective date. The "Last updated" date above reflects the most recent revision. Continued use of our services after the effective date constitutes acceptance of the updated policy.
For privacy questions, requests, or concerns: